Private health insurance ?

[4me2]

Who has it ?

How much do you pay ?

Whats the cheapest option ?

Phoned BUPA wasn't impressed as they rule out all previous conditions being treated in the future.

[pizza-man]

std's dont count do they ?

[Red-Devil]

I took one out with Axa ( or nearly did) rep said you get this and that, claim immediately, lying fooker got paperwork thru and read small print lied thru his teeth so cancelled it and gave them a mouthful to boot.

that was about £8 a month for basic cover on dental, optical and medial cover

[Nibb]

I have it through work m8, I don't think you'll find any policy that will take on existing conditions.

[Northernbloke]

I get mine thru work (AXA) cover me and the missus - existing conditions aren't covered for the first 2 years then they are (provided you haven't required hospital treatment for those condtions during the 2 years)

[Mobileman]

Im with HSA dont know how much it is but the service has always been spot on

http://www.hsa.co.uk/hsa/pages/products/products.jsp

[prezzy]

I use these through work http://www.bhsf.co.uk/

Well I sign up when I want summat and then cancel after they have paid out, you normally have to wait 3 months before you can claim though - I do the wages so blag em, fair few people seem to go with these.

[blacksheep]

had it with pru before and you get like £120 back through quidco and free gym membership for 6 months I think. Was aprox £23 a month for me at 27 no prior stuff.

[B B Leo]

any insurance company are robbing bestard..
theyll take your money until you goto claim

[nitelife]

ive got some through work, it didnt used to take past conditions into account but was changed recently to a company who does. Ill try and find out who (dont remember at the mo).

[Argyll]

It's well presented at moneysavingexpert mate

http://www.moneysavingexpert.com/ins...are-cash-plans

[Tommy J]

Why bother with it, you pay tax and NI so make the most of it.

Ok so you get a nicer room and quicker treatment for longer term problems but for critical illness the NHS are alright, if not then get the Mrs to sue the government when you die.
Everyones happy.

[ffrr]

I had a plan with my old employer... when I required maxilo facial surgery last year they messed me around big time... I waited so long the problem actually corrected itself, though I still have internal scarring which I was told should be checked incase of a reocurrance... I can't be arsed to go back and go through all that shit again.

Unless you're a millionaire and money is no object private health insurrance aint worth a wank imo... as said above the NHS do a grand job, regardless of all the bad press they get!