Prepaid credit card?

Thread: Prepaid credit card?

  1. hilljd00's Avatar

    hilljd00 said:

    Default Prepaid credit card?

    Hi Guys,

    Is there any advantage to using a prepaid credit card online?
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  2. wakadoo's Avatar

    wakadoo said:

    Default Re: Prepaid credit card?

    I do use one just to help protect me a little.

    don't get me wrong I use my bank card as well for trusted sites when at home, even that is linked to an empty account
    I transfer money into.

    I use the prepay for stuff linked to my phone/tablet/lappy in case I lose them or they are stolen.

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    Last edited by wakadoo; 9th February 2015 at 04:58 PM.
     
  3. akimba's Avatar

    akimba said:

    Default Re: Prepaid credit card?

    Yeah same as wakadoo, I whack some money on it if using on a site that I don't use regularly or some thing as if they empty the account the most they will get is say £50 rather than reaming me bank account.

    These are mainly for people who cant get a debit card tho nothing more.

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  4. B B Leo's Avatar

    B B Leo said:

    Default Re: Prepaid credit card?

    u know there is a charge for loading or withdrawls
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  5. blacksheep's Avatar

    blacksheep said:

    Default Re: Prepaid credit card?

    Use it for dodgy purchases sent to an anonymous po box
     
  6. zwiebelfisch's Avatar

    zwiebelfisch said:

    Default Re: Prepaid credit card?

    Hi hilljd00,

    if you are thinking about security and limiting your loss in case of credit card abuse, a prepaid credit card may help. However, there are many banks which offer "secure credit card numbers". That is, if you apply for a "standard" revolving credit card, you can usually (but that depends on the issuing bank!) log on online, generate a "virtual" credit card number and use that online. The advantage is, that this virtual number can only be used once, so the fraud limit is virtually zero. In addition, you have a set credit card limit that you may use at your discretion if needed. This is not the case with a prepaid card.

    So to make it short: I would go for a regular card. If you are not sure which card to get (MC/VISA/AX/DC...) let me know. I am not that familiar with UK Banks, even though I am a Barclays customer (for credit cards). Just ask and I am glad to help :-)

    Cheers

    Robert
     
  7. blacksheep's Avatar

    blacksheep said:

    Default Re: Prepaid credit card?

    Not seen that before - which credit card co is offering you that - looks v interesting