I am in negative equity on my Skoda Rapid and will be voluntary terminating the finance at the end of the year and replacing it with an A4 Black Edition. I've never given my car back to a finance company before so wanted to hear about other peoples experiences. I'm assuming the car will be inspected for damage in the same way a leased car would be, which should follow these guidelines [Only registered and activated users can see links. ]
Generally the car is in very good condition, however there are a few stone chips on the bonnet that are through to the metal and a small 2.5 scratch to the piano black inserts between the doors on the drivers side. I will be able to polish the insert bit out but was wondering if I should bother getting the chips repaired or just leave them and risk being charged?
What are peoples experience of returning a car to the finance or lease company?