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  1. #1
    DF VIP Member pickie's Avatar
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    Default Bank accounts thinking of switching

    Hi anyone with santander ??, im currently with Lloyds and have a club loyds account

    just been looking at the 123 current account and it offers 1.5 aer monthly on upto 20,0000 is that realy true if i had over 20k in that account id be making 19 interest per month

    where as my lloyds only pay 1.5 on upto 5k

    would i be better to switch to santander ??

    cheers

    Mike

  2. #2
    DF Super Moderator BertRoot's Avatar
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    Default Re: Bank accounts thinking of switching

    I use one and yes. Sadly the interest used to be better on the account as went in steps but I made a reasonable amount paying bills and leaving 20k in it for a while. Fees used to be smaller too.

    Thanks to BertRoot

    pickie (30th June 2019) 


  3. #3
    DF VIP Member BigBrand's Avatar
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    Default Re: Bank accounts thinking of switching

    Check that Natwest proves the same facilities, most likely it does, but my OT switched to HSBC I think it was and lost the ability for internet banking witout carrying around some little pin machine thing, real PITA.

    Also look at Money Super Market for switch deals, as some may give you better 1st year %.

    Take 500 and throw it on black ffs, you'll have more fun, lifes to short to be moving banks for a few hundred quid more a year on 20k savings.

    Thanks to BigBrand

    pickie (3rd July 2019) 


  4. #4
    DF VIP Member pickie's Avatar
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    Default Re: Bank accounts thinking of switching

    Quote Originally Posted by BigBrand View Post
    Check that Natwest proves the same facilities, most likely it does, but my OT switched to HSBC I think it was and lost the ability for internet banking witout carrying around some little pin machine thing, real PITA.

    Also look at Money Super Market for switch deals, as some may give you better 1st year %.

    Take 500 and throw it on black ffs, you'll have more fun, lifes to short to be moving banks for a few hundred quid more a year on 20k savings.
    ok cheers ill take a look at money supermarket,

    dont worry the money will be spent on something fun, im considering getting an Audi RS3

  5. #5
    DF Super Moderator BertRoot's Avatar
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    Default Re: Bank accounts thinking of switching

    Quote Originally Posted by pickie View Post
    im considering getting an Audi RS3
    And here is me thinking you were a bloke.


  6. #6
    DF VIP Member pickie's Avatar
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    Default Re: Bank accounts thinking of switching

    nothing wrong with an RS3, beast of a car

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    DF Super Moderator BertRoot's Avatar
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    Default Re: Bank accounts thinking of switching

    Quote Originally Posted by pickie View Post
    nothing wrong with an RS3, beast of a car
    A guy I work with has one and was bitching when he needed tyres. Quick car and he loves it.


  8. #8
    DF VIP Member BigBrand's Avatar
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    Default Re: Bank accounts thinking of switching

    Quote Originally Posted by pickie View Post
    nothing wrong with an RS3, beast of a car
    Correct. just don't let some twats smash your gaff up for the keys!

    Thanks to BigBrand

    pickie (4th July 2019) 


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