Close

Results 1 to 14 of 14
  1. #1
    DF Jedi Tim.Lad's Avatar
    Join Date
    May 2001
    Location
    The Badlands
    Posts
    2,073
    Thanks
    344
    Thanked:        250
    Karma Level
    371

    Default Trying to figure out the scam here

    My wife is trying to sell some garden furniture on facebook

    Its been listed for £300. price low deliberately and shes been offer £350 for this by 2 people..

    Now this is the bit thats bothering me, both are insisting they send £50. deposit bank transfer before picking it up, one keeps going on about his sick wife and not to trust anyone on facebook and about how far the drive it etc etc, the other said he would come this morning din`t turn up and said its because we did not send bank details for deposit payment.

    I`m trying to figure out the scam here...

    I`m thinking he sends £50. on bank transfer turns up claims he has no cash asks to send the rest on BT there and then but it turns out to be a hacked account

    My other thought its an elaborate identity theft to gain access to her online account

    I could be genuine but the eastern European sounding names and behaviour has me suspicious
    VIP WOOP !

  2. #2
    DF Jedi Northernbloke's Avatar
    Join Date
    Oct 2004
    Location
    Geordieland
    Posts
    3,034
    Thanks
    853
    Thanked:        323
    Karma Level
    447

    Default Re: Trying to figure out the scam here

    I wouldn't trust either of them.

    Why would anyone pay so much over the asking price? Not sure exactly what they could do with your bank details but I wouldn't risk finding out the hard way.

    Edit - As they are wanting to pay you money I'm wondering if it's some sort of money laundering scam?

    Either they turn up and pay cash when they are happy with it or they can bugger off.

    Sent from my SM-N960F using Tapatalk

  3. #3
    DF General DogsBody
    Mickey's Avatar
    Join Date
    Nov 2006
    Location
    Digital Forums
    Posts
    17,569
    Thanks
    2,267
    Thanked:        2,588
    Karma Level
    1335

    Default Re: Trying to figure out the scam here

    simple
    don't trade with them

    Hard cash or nothing, sell it on ebay, at least you have some protection
    [Only registered and activated users can see links. ]

  4. #4
    DF Super Moderator
    evilsatan's Avatar
    Join Date
    Jul 2004
    Location
    Essex
    Posts
    20,314
    Thanks
    1,179
    Thanked:        3,414
    Karma Level
    1585

    Default Re: Trying to figure out the scam here

    Quote Originally Posted by Northernbloke View Post
    Edit - As they are wanting to pay you money I'm wondering if it's some sort of money laundering scam?
    I'd have thought to be money laundering they would pay by transfer and then ask for money to be returned to another account or in cash.

    Quote Originally Posted by Mickey View Post
    Hard cash or nothing, sell it on ebay, at least you have some protection
    Things may have changed but there was never much protection for the seller and I think to qualify for seller protection you would need to post with a tracked method.

    Not sure what the scam is but does sound dodgy so not worth risking. Could be that some of her details have been leaked in a data dump and they are trying to piece together other bits of info for fraud.


  5. #5
    DF Jedi Argyll's Avatar
    Join Date
    Jun 2006
    Location
    Paradise
    Posts
    2,902
    Thanks
    113
    Thanked:        29
    Karma Level
    336

    Default Re: Trying to figure out the scam here

    The only thing people can do with your bank details is set up a direct debit on your account and you'd be notified anyway. If you think about it your account number and sort code are on your cheque book anyway so not much of a secret. Not that people use cheques much now a days.

    Not sure what the scam is but does sound dodgy so not worth risking. Could be that some of her details have been leaked in a data dump and they are trying to piece together other bits of info for fraud.
    This does sound plausible but I think their scam would be to show up and claim there's a problem with their banking app and they'll pay you later once they get home. They'll claim they showed faith in you by sending you £50 up front. Sounds like a confidence scam. I'd take the money and if they do as I thought don't let them leave without payment in full.
    I understand and accept that some people hold opinions that are different to my own. Living in a free and democratic society, I fully embrace and respect their right to be wrong.

  6. #6
    DF Jedi consoles's Avatar
    Join Date
    Jan 2007
    Location
    Way out there
    Posts
    2,807
    Thanks
    379
    Thanked:        946
    Karma Level
    382

    Default Re: Trying to figure out the scam here

    I run a FB selling group with over 39k members in Leeds and never deal with BT.
    Cash on collection and I advise all the sellers not matter how good a deal it sounds to never ever send by BT unless they are stood with the goods at hand.

    Not sure how these would scam you, but I would just say to anyone wanting to collect that it's first come with cash end of.

    Thanks to consoles

    Mickey (1 Week Ago) 


  7. #7
    DF Jedi Argyll's Avatar
    Join Date
    Jun 2006
    Location
    Paradise
    Posts
    2,902
    Thanks
    113
    Thanked:        29
    Karma Level
    336

    Default Re: Trying to figure out the scam here

    Nothing wrong with a bank transfer. Once it's in your account there's no way anyone can withdraw it except you. I had a similar experience when I was selling a car and called the bank to check I wasn't being scammed.

    If both the seller and buyer are present I see no problem with a bank transfer. I've sold several tools on Gumtree lately. The buyer was happy with the item, went on to his banking app and transferred the money instantly. In today's climate with the coronavirus, it's the safest way to go.
    I understand and accept that some people hold opinions that are different to my own. Living in a free and democratic society, I fully embrace and respect their right to be wrong.

    Thanks to Argyll

    plug1 (1 Week Ago) 


  8. #8
    DF General DogsBody
    Mickey's Avatar
    Join Date
    Nov 2006
    Location
    Digital Forums
    Posts
    17,569
    Thanks
    2,267
    Thanked:        2,588
    Karma Level
    1335

    Default Re: Trying to figure out the scam here

    Overpayment scams

    Classified scams


    Classified scams trick online shoppers on classified websites into thinking they are dealing with a legitimate contact but it is actually a scammer.

    For buyers

    Scammers will pose as genuine sellers and post fake ads on classifieds websites, in print classifieds, and may approach you through email or on social media platforms.
    The ad can be for anything, such as rental properties or accommodation, pets, used cars, boats, bikes, caravans and horses. It may even include pictures and other details – often copied from a genuine seller’s ad. In order to lure a number of victims in a hurry, the scammer advertises the item at a low price, often much lower than comparable items advertised on the same site.
    When you show interest in the item, the scammer may claim that they are travelling or have moved overseas and that an agent will deliver the goods following receipt of payment. Following payment you may receive a fake email receipt claiming to be from the website’s secure payment provider, however, you won’t receive the goods and will not be able to contact the seller.
    In the case of rental properties, the scammer will pose as a property owner or landlord and post a fake copy of a genuine rental property ad. When you show interest, the scammer will make excuses as to why you cannot inspect the property, often claiming that they are currently overseas. If you are still interested, they will ask for bond, rent payments or deposits in advance. You will never receive the keys to the property and the scammer will disappear with your money.

    For sellers

    If you are advertising your items for sale through print and online classifieds, beware of scammers posing as genuine buyers. Scammers may make up stories such as needing your help to pay an agent or third party for upfront costs like transportation or insurance. They may promise you reimbursement for these costs.
    Alternatively the scammer may send a cheque for more money than the agreed sale price. The scammer will invent an excuse for the overpayment, such as to cover the fees of an agent or extra shipping costs, or that it was simply human error. The scammer will then ask you to refund the excess amount – usually through an online banking transfer, pre-loaded money card, or a wire transfer – before you discover that their cheque has bounced. See [Only registered and activated users can see links. ] for more information.
    In both cases, you will lose the money you gave the scammer, and if you have already sent the item you were selling, you will lose it as well.
    Warning signs

    For buyers


    • The classified ad promotes products, services or rental properties advertised at very low prices, often lower than comparable items advertised on the same and other websites.
    • The seller claims to be unavailable (e.g. they are travelling or have moved overseas) and insists on payment prior to arranging for delivery of the goods.
    • The seller requests that you pay through international money transfers, cheques or direct bank transfers.
    • You receive a fake email receipt claiming to be from the website’s secure payment provider.
    • When dealing with rental property, the ‘landlord’ won’t allow you to view the property and will ask for bond, rent payments or deposits in advance.

    For sellers


    • The potential buyer is willing to purchase your item without having viewed it in person – even if you are selling an expensive item such as a car.
    • A potential overseas buyer is interested in purchasing your item despite it being a commonly available item in their home country (e.g. a car or a couch). Often the shipping costs would far outweigh the cost of the item itself.
    • The buyer sends you a cheque for more than the agreed price, and then asks you to refund the overpaid amount.

    Protect yourself

    For buyers


    • If the advertised price of a good, service or rental property looks too good to be true, it probably is. If you have any doubts, don't go ahead with the deal.
    • Don’t trust the legitimacy of an ad just because it appears in a reputable newspaper or classifieds website – scammers post fake ads in these too.
    • Do an internet search using the exact wording in the ad, many well-known scams can be found this way.
    • For rental properties or holiday accommodation, only use reputable online booking agents - do an online search to find out which ones are reliable. Always check the refunds and cancellations policy.
    • For expensive physical goods, the safest option is to only pay the seller after you have inspected the goods in person. Similarly, do not pay a deposit or any partial payments before you have inspected an item.
    • Don't trust an ad that says you can buy a pet from overseas in a few weeks as there are [Only registered and activated users can see links. ] that need to be followed.
    • Avoid any arrangement with a stranger that asks for payment via money order, wire transfer, international funds transfer, pre-loaded card or electronic currency, like Bitcoin. It is rare to recover money sent this way.

    For sellers


    • Be wary of any transactions that involve an overpayment, and requests to refund the excess money by internet banking or wire transfers.
    • Avoid any arrangement with a stranger that asks for payment via money order, wire transfer, international funds transfer, pre-loaded card or electronic currency. It is rare to recover money sent this way.
    • If you have been sent a cheque for more money than the agreed price, send it back and ask for another cheque with the correct amount.
    • Do not send the items to the buyer until the cheque has cleared in your bank account.
    • For items of high value, do not allow potential buyers to inspect the goods without someone else being there to supervise.

    Have you been scammed?

    We encourage you to report scams to the ACCC via the [Only registered and activated users can see links. ] page. This helps us to warn people about current scams, monitor trends and disrupt scams where possible. Please include details of the scam contact you received, for example, email or screenshot.
    We also provide guidance on [Only registered and activated users can see links. ] and [Only registered and activated users can see links. ].
    Spread the word to your friends and family to protect them.
    Contact the relevant website to let them know the scammer’s profile name and any other details that may help them to stop others being scammed.


    [Only registered and activated users can see links. ]
    [Only registered and activated users can see links. ]

    Thanks to Mickey

    Over Carl (1 Week Ago) 


  9. #9
    DF Super Moderator Over Carl's Avatar
    Join Date
    Apr 2006
    Location
    London
    Posts
    13,185
    Thanks
    4,321
    Thanked:        1,776
    Karma Level
    1317

    Default Re: Trying to figure out the scam here

    Quote Originally Posted by Argyll View Post
    The only thing people can do with your bank details is set up a direct debit on your account and you'd be notified anyway. If you think about it your account number and sort code are on your cheque book anyway so not much of a secret. Not that people use cheques much now a days.


    I used to think exactly the same but if I remember correctly Jeremy Clarkson posted his sort code and account number publicly online and challenged anyone to rip him off, then someone managed to take something like £100 off him to prove a point that it could be done.

  10. #10
    DF General DogsBody
    Mickey's Avatar
    Join Date
    Nov 2006
    Location
    Digital Forums
    Posts
    17,569
    Thanks
    2,267
    Thanked:        2,588
    Karma Level
    1335

    Default Re: Trying to figure out the scam here

    Quote Originally Posted by Over Carl View Post
    Jeremy Clarkson posted his sort code and account number publicly online and challenged anyone to rip him off.
    [Only registered and activated users can see links. ]
    [Only registered and activated users can see links. ]

    Thanks to Mickey

    Over Carl (1 Week Ago) 


  11. #11
    DF Super Moderator Over Carl's Avatar
    Join Date
    Apr 2006
    Location
    London
    Posts
    13,185
    Thanks
    4,321
    Thanked:        1,776
    Karma Level
    1317

    Default Re: Trying to figure out the scam here

    Ok, Argyll was spot on then.

  12. #12
    DF Jedi Tim.Lad's Avatar
    Join Date
    May 2001
    Location
    The Badlands
    Posts
    2,073
    Thanks
    344
    Thanked:        250
    Karma Level
    371

    Default Re: Trying to figure out the scam here

    Update for you...

    So my wife had already sent her bank details to the second guy, and he sent £100 BT for a deposit, I took a look at his Facebook account but it did not come across scammy and his wife was a friend of a friend, he turned up a bit grumpy at the agreed time and turns out his wife had been pestering him to get a garden set and he didnít want to travel somewhere after work in the van and not get the items, he paid the rest on BT on his phone while he was there, we did not let him load it up until it was in my wifes account and that was that..

    He seemed a bit simple, there was no room in the van so they strapped the table with glass !!! to the roof

    [Only registered and activated users can see links. ]
    VIP WOOP !

    4 Thanks given to Tim.Lad

    ivrytwr3 (2 Days Ago), Mickey (3 Days Ago), Northernbloke (2 Days Ago), plug1 (2 Days Ago) 


  13. #13
    DF General DogsBody
    Mickey's Avatar
    Join Date
    Nov 2006
    Location
    Digital Forums
    Posts
    17,569
    Thanks
    2,267
    Thanked:        2,588
    Karma Level
    1335

    Default Re: Trying to figure out the scam here

    you do know you might get this idiot messaging you saying its broke. I wouldn't trust it up there going over speedbumps/potholes
    [Only registered and activated users can see links. ]

  14. #14
    DF Jedi Argyll's Avatar
    Join Date
    Jun 2006
    Location
    Paradise
    Posts
    2,902
    Thanks
    113
    Thanked:        29
    Karma Level
    336

    Default Re: Trying to figure out the scam here

    Quote Originally Posted by Over Carl View Post
    I used to think exactly the same but if I remember correctly Jeremy Clarkson posted his sort code and account number publicly online and challenged anyone to rip him off, then someone managed to take something like £100 off him to prove a point that it could be done.
    Well that's what the bank told me a few years ago. There must be more to the story that that. It's on your chequebook for everyone to see.
    I understand and accept that some people hold opinions that are different to my own. Living in a free and democratic society, I fully embrace and respect their right to be wrong.

Social Networking Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •