PayPal - Advice... Do you use it?

**Spennyboy** · 6th February 2005

Hey, im just thinking of signing up to paypal...

i no its the easiest way to pay on the net and so many people use it...

but in one ear i got how great it is, and in the other hundreds of people flaming it

especially linked with paypal-sucks.com im a bit dubious wether to sign up or not.

stupid question but... how many of you on here use it?

whats ur personal experience? :nowords:

**whatnow** · 6th February 2005

heya mate,

I use it for a lot of things online and have never had a problem wih it. I think i've been using it for about 2 or so years, in that time i've only ever had good experiences with it.

My main pproblems with paypal are the fees (especially once you become verfied for accepting payments, they can take a fairly large chunk off the money you were expecting. If you compensate for i then it's a bit better.

with all the protection they have i'd say it's not that paypal is unsafe or a bad service it's just a lot of people will be using it and not fully understanding what's going on, this then makes them do stupid things and lose out becase of it. if you keep your password long enough and dont send cash 2 dodgy people i'm sure you'll be fine

**Pyro Steve** · 6th February 2005

I used it as a business seller for around 3 years, then closed my account more recently, it costs a fourtune to use and the main reason I closed was due to the ethics of paypay and how easy it is for people to do reversals etc and lose money and get stuck trying to get it back.. Its good if you just want to pay for things..I wouldnt use it again to take payments tho..

**Spennyboy** · 6th February 2005

yeh im not planning on taking payments, yet anyway.

just to pay out atm .

**whatnow** · 6th February 2005

nochex is much better, i wish we could use that everytime.

but with internet banking it's about as easy to just log in and send the money through that, and it's free too...

**/dev/null** · 6th February 2005

If for paying out, then fne as long as you pay trusted people. It's a pain in the arse though for receiving as they take a lot of comission if you are verified business member etc (which you have to be in order to take credit card!). Peopel can also do reversal very easy, which means you can get the payment, send off the otem and then a week later, have the cunt "reverse the payment" in which case paypal just take it from your account, give it em back and you are left with no money and minus an item! Always make sure you use recirded delivery for proof!

**whatnow** · 6th February 2005

cant u just withdraw the funds? or do they just reverse it off your bank card?

I guess with paypal you just have to be aware of suspicious people, bastard scamers!

**Spennyboy** · 6th February 2005

its only really for paying the guys on DF lol... so i think im pretty much clear of scammin b*stards...

**mulch** · 6th February 2005

agreed on suspicious people...

and on a subject slightly different, i would like shangrula to cast minds back to the OHP incidents in previous posts. So sorry to bring it up.. but i couldnt send you a private message as i dont have the authority. hmmm..

There is a 5000 lumens OHP (EIKI 4410H OHP) projector going on ebay for �30 (its over in a few hours)... would you advise i get it??

mulchninja@hotmail.com OR i will be checking back within the hour.
APOLOGIES TO FORUM... I COULDNT TRACK shangrula DOWN TOA SK PERSONALLY and FEARED THAT THE OLD THREAD WOULDNT BE CHECKED UNTIL OHP HAD SOLD!

peace mulch

**whatnow** · 6th February 2005

naughty naughty

I know very little on OHP's but if you bring the thread up i'll go chat on it, it wont go missed

i'd go and introduce yourself first though, just to make it up for posting that as your first post

and if you only read this, then yeah, gof rht eprojector, and let us knwo how it comes out. a thing to look for is cheap bulbs

but that has nothing to do with paypal now go be good

**mulch** · 6th February 2005

hmmm... but to remain in context (having read the posts now!), paypal have never given me any worries as a BUYER... but i have yet to enter the SELLING arena... as shangrula says, I think its a different and perhaps pricier way to want to deal... HOWEVER, they ARE as professional as it gets online...

... knowing the ins and outs of the service will undoubtedly help ...

**mulch** · 6th February 2005

heh!! maybe this isnt such a poorly aimed topic after all (from me i mean - given my first post!)!! i mean lets face it... paypal is amazing really isnt it?? i mean.. this is like... the dream!! (or for some the nightmare!!)

but you know.... live cash transaction is here... taking the cash away in the process!!

**Karoline** · 6th February 2005

I use it. Have done for a while . Its been ok for me.
The only thing, which others have already said, is the fees they charge. Otherwise, it is a good service.

**/dev/null** · 6th February 2005

Even if you withdraw the funds, they take it from your paypal account so it goes into negative balance It is then useless as you cannot receive anything to withdraw until it has been paid. If you don't pay, then they get their fraud team to investigate it.

**whatnow** · 6th February 2005

well thats crap...will stop letting zero feedback bidders now, unless they give me some good info

**toto67** · 6th February 2005

I have found it fine m8..I have bought several things with it and never had any problems...a few things from ebay and a payment or 2 on DF so I would say personally I think its good....Have read a few members on here having problems
but nothing so far for me.......I can always take personall cheques Spence if your feeling flush m8

or better still money in the brown envelope sounds cool..

**Justcracked** · 6th February 2005

I ain;t had any horror stories either,

Paid stuff via it and had no probs.............the fees I found a wee but excessive as well.

As you said yo are only paying oot, so I would say it would be good for you, as a lot of people have access to a Paypal account

Tuppence worth........................inserted

**dirtyrider** · 7th February 2005

I hate it!!! it`s o.k if you want to buy anything,, BUT there will come a time when you will want to use it for recieving payments and when that happens and if anything(acording to Paycrap) looks a little bit out of the norm(and i meen anything) they will limit your account which will lock any credit you have!! They will then ask you to fax all kinds of things to them inc!! Passport, drivers licence, copies of bank and credit card statements, reciepts for goods sold e.tc.e.tc And then they will still say thats not enough and you will have to wait 6 months before you can get your money back!!!
Used Nochex with out any problems at all,, wish every1 would convert to Nochex. :grr: