Accidental damge advice

[B.I.G.]

I am livid....The youngest of my kids has just pulled my 26" lcd over and completely wrote it off.

I'm covered with insurance for accidental damage but never used it and was wondering what would be the best thing to tell the insurance to make it go through as smoothly as possible.

Any help greatly appreciated.

[Pegasus]

Try telling them the truth

[e_gib]

Tell the truth mate, no 2 ways about it.

You will be covered if you say it got pulled over my your kid. Ive dealt with things like that at my work before.

They will also propbably want to keep the LCD or see the item.


Tell them the truth and you'll be fine

[DB]

I did this with my kenwood seperates a few years ago m8, the nephew pulled them over and i shat meself.

Told the insurance company that i knocked it off whilst decorating (thought the real reason was a bit lame), in hindsight i should have just told them what really happened.

[Ryan5262]

condolences mate would hate too lose some thing as nice as that hope you get a new one alright

[dava123]

Try telling them the truth

it worked for me

[kracken]

As others have said , just tell them the truth. I have claimed for various items over the years and depending on who you have your insurance with they may just need the serial number off the back of the screen to get a replacement , or they may send a loss adjuster out (?) to asses the claim.Either way dont frett.

[Simate]

I claimed for a vcr about 8 years or so ago and I had to take it to a repair shop to get a quote for to get it fixed, if the cost was too high (which it was) they then replaced it with a new vcr. I was gutted though cos it was a JVC edit deck that cost me £539 in 1992, was a lovely machine but I got a standard thing as the replacement, they said it was the 'equivalent model', htf is that an equivalent when it just standard!

Only other thing I have claimed for is a new bath cos my foot went through it while having a shower, fucking shit myself Got it replaced in about 2 days, fuckers broke a tile putting it in though.

[Shambles]

I.. claimed for .. a new bath cos my foot went through it .. fuckers broke a tile putting it in though.

You must have been absolutely gutted mate. Gutted I say. A whole tile was it?

[Simate]

You must have been absolutely gutted mate. Gutted I say. A whole tile was it?

It was a whole tile yes lol, thing is they were about 15 years old and couldn't get a match to replace it so had to retile the whole bathroom, so yes I was gutted, and yes they covered the cost of it all.

[andy8519]

I'm not being funny mate but how the fuck did you put your foot THROUGH the bath???

[Simate]

I'm not being funny mate but how the fuck did you put your foot THROUGH the bath???

It was the original bath, a cheap plastic thing, it was about 20 years old at the time. I stepped back a bit and wallop, my foot was on the floor under the bath

[God is a DJ]

sell the kid, buy bigger, better tv

DJ

[blaggard]

I fell over and landed on my laptop in it's bag, they laughed of course but paid out!!

[B.I.G.]

Ok the truth it is then....i Just wasn't sure if i commited myself they might wriggle out of it.

Thanks everyone for putting my mind at ease K+ all round for all the honest ones amongst us.

[Snotty]

Why not just admit that you dropped it?

[Ryan5262]

Why not just admit that you dropped it?

or just wants a bigger telly for the next world cup final lol

[B.I.G.]

update......told the truth and have a newer model t.v. coming tommorow.

They never even sent anyone out to look at the old one and told me to bin it.......now if only i could track down somewhere that sells an lcd screen for it as i begrudge throwing it away it's only 6 months old.