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  1. #1
    DF VIP Member whatnow's Avatar
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    Default Recommend a credit card?

    I plan to live in ubor scrouple mode for a bit and see if it pays off. What I plan to do is to always put my full salary into my savings account. Then use a credit card to pay for all my purchases and cash back when I need some. Upon the end of the month/bills time/rent etc.. I'll move the money back before it comes out my account. This is to earn interest on my money, rather than let it bounce a 0% overdraft up and down pointlessly.

    I can manage the money, this isn't the problem.

    What I do want to ask is, what card should I look out for? I plan to make every purchase with it, so I think this is my ideal card;

    can be used everywhere
    Good online fraud protection
    Airmiles/reward points
    Easy to pay off.

    Any recommendations? I thought barclayCard might be best? As I don't care for the APR, I figured I should get the best 'Platinum' style card I can, as even a 25% apr doesn't bother me, I never plan to use it.
    I'm new to this :huh:

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    DF VIP Member BM's Avatar
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  3. #3
    DF VIP Member whatnow's Avatar
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    Default Re: Recommend a credit card?

    thanks I was getting lost on moneysupermarket.com
    I'm new to this :huh:

  4. #4
    DF VIP Member Q-Ball's Avatar
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    Default Re: Recommend a credit card?

    i use moneysavingexpert.com - here is the link

    i personally have an amex card - this cannot be used everywhere but any medium to large company will accept it (except primark!). I loved it because i spend everything on there, and it had 2% cashback. Now the rate has changed, i picked up a morgan stanley card which i am very happy with.I can vouch for the amex and morgan stanley online usage - very simple to use, and i have never had any difficulties.
    If I'm not back in five minutes... wait longer!

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