I plan to live in ubor scrouple mode for a bit and see if it pays off. What I plan to do is to always put my full salary into my savings account. Then use a credit card to pay for all my purchases and cash back when I need some. Upon the end of the month/bills time/rent etc.. I'll move the money back before it comes out my account. This is to earn interest on my money, rather than let it bounce a 0% overdraft up and down pointlessly.
I can manage the money, this isn't the problem.
What I do want to ask is, what card should I look out for? I plan to make every purchase with it, so I think this is my ideal card;
can be used everywhere
Good online fraud protection
Airmiles/reward points
Easy to pay off.
Any recommendations? I thought barclayCard might be best? As I don't care for the APR, I figured I should get the best 'Platinum' style card I can, as even a 25% apr doesn't bother me, I never plan to use it.
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