Credit Report And Loan Refusal

[Toffeeman]

toffeman thanks for the info but you nicked me avatar lmao......

now there is two insects i need to look out for !

haha I didn't steal it from you, 'I'm innocent guv' - I hadn't seen it on here when I put it on about a month ago - although I did nick it from another forum I seen it on

I'll go on the hunt for a new one

[TIN CAN]

Mate i'm only joking, don't take it seriously lol...... keep it i am changing mine soon anyway been a while lol

[Latic]

If you take out a loan now there HAS to be a 28 day cooling off period on insurance.

Your always best taking it out as if your a boarderline case to fail or reject they'll look at the extra profit and the person dealing with your loan (who will be targeted) will do anything they can to get it approved. They'll also treat it as a priority when you send the documents back etc.

Once the loan is paid out you ring up and cancel the insurance ignoring all the bullshit they give you.

I know this because i used to work in consumer lending for a few companies.