best place for loan for unemployed

[jjcool]

im looking to get a loan for a new car, im unemployed at the moment but seen loads of tenant unsecured loans,

looked at my bank and they are 24.5% apr

question is whos the best to get a loan off if your unemployed with lower apr.

[CzarJunkie]

Why the fuck would you consider getting a loan if you are unemployed? How are you going to repay it? One good thing to come out of the credit crunch is that irresponsible lending should be a thing of the past. I'd recommend the bus or walking..............

[LFC Muppet]

Why the fuck would you consider getting a loan if you are unemployed? How are you going to repay it? One good thing to come out of the credit crunch is that irresponsible lending should be a thing of the past. I'd recommend the bus or walking..............

Straight to the point advice and good advice, just beat me to it

Help society, get a job and then buy a car

[tombott]

I'd hope in todays financial climate that nobody would give you a loan, but I'll probably be proved wrong.

If you need a car badly save up £100 and buy a banger.

[marcode]

Why the fuck would you consider getting a loan if you are unemployed?

why would you even consider buying a new car?!

[jjcool]

i asked because i only just come out of a job and thought id ask, plus i can afford the repayments im was just concidering it thats all chill everyone lol

i can get one off my bank but its 24% apr i actully have 2 cars but seen another car , however would still need the loan even if i sold the 2 hence why i asked.

its not a new car its used.

[Zippeyrude]

at least you've had a job, most useless cunts will never even try.

but dont dilly dally old chap, get back on the wheel and start paying your taxes !

oh and for those who dont, i hope one day the nhs will be removed for scroungers and you fucking need it.

/rant mode off

[cassy34]

The Social Fund could be a place to try. It's a Government run scheme to lend people money for essentials, but one of the criteria is that it may assist in getting someone back to work.

Best of all, it's interest free if you get it.

[Zippeyrude]

Best of all, it's interest free if you get it.

that is not best at all, presumably interest free because i have to subsidize the fucking scrotes that get it.

if you aint got a job you shouldnt get a loan, if you can pay for a loan then you should pay for it just like everybody else.

please god, one day, make those who take from us pay, pay dearly.

[Over Carl]

The Social Fund could be a place to try. It's a Government run scheme to lend people money for essentials, but one of the criteria is that it may assist in getting someone back to work.

Best of all, it's interest free if you get it.

that is not best at all, presumably interest free because i have to subsidize the fucking scrotes that get it.

if you aint got a job you shouldnt get a loan, if you can pay for a loan then you should pay for it just like everybody else.

please god, one day, make those who take from us pay, pay dearly.

I dunno, I like the assisting in getting people back to work bit, as then they'll also be chucking their hard earned in the pot. I'll bet there are probably a load of other stupid things they give them out for though.

[Zippeyrude]

i agree carl, as long as it is not abused.
if it means that someone needs to buy a suit for interview purposes then fair enough, if they are genuinely trying. and i pat them on the back and wish them all the luck, that way if they work they can help fund the nhs, schools, police, etc etc etc

/off topic
but, digressing slightly, why the fuck should I - via the welfare state - be providing people with widescreen tvs, x-boxes and staffordshire bull terriers. this is a luxury and some that i cannot afford, so why should the lazy be afforded with such privileges.
/back on topic

[wakadoo]

i asked because i only just come out of a job and thought id ask, plus i can afford the repayments im was just concidering it thats all chill everyone lol
.

that is not best at all, presumably interest free because i have to subsidize the fucking scrotes that get it.

if you aint got a job you shouldnt get a loan, if you can pay for a loan then you should pay for it just like everybody else.

please god, one day, make those who take from us pay, pay dearly.

So just how long after you finish work do you actually become scrounging scum in Df members eyes..

be fair here guys, he has just come out of employment and paid his dues to date, help the guy out and stay off his back.

[Zippeyrude]

totally fair comment wakadoo, my angst was aimed at the 'lifers'

..and for the avoidance of doubt, best of luck jj !

[Jacko]

as wakadoo said, stop fucking being dissaproving of people, he just came out of job and will probably be back in one asap.

so why not just answer his question instead of jumping on ya soap boxes and bitching like a group of school girls...

here is a link for ya to check matey, friend of mine used it the other day and recomended;

http://www.online-secured-loans.co.u...nemployed.html

[marcode]

stop fucking being dissaproving of people, he just came out of job and will probably be back in one asap.

why is it disapproving?

the current financial climate has been caused by lax lending practices.. to people who cant afford to repay it.

now assuming what he says about being able to afford the repayments is true (in which case, he should have said so in the OP to avoid an obvious lambasting given this boards views about credit while unemployed), whos to say hes gonna be in a job in no time considering the news today is bleating on about the number of jobs going?

i dont think its disapproving, its more a reflection of how pissed off the general public are at the amount of shit going on thanks to people who will take any credit they can get and the banks giving it out....

its to be expected given the badly thought out first post.

[jjcool]

yeah sorry for not mentioning it on first post about only just comming out of a job lol, i have worked at my previous job for 11 years so think i have paid my dues.

i should of mentioned it in begining to stop all this bi"ching lol

Jacko what experiences did you mate have with this company? how much did he borrow ? was was he in full time exployment?

[CzarJunkie]

as wakadoo said, stop fucking being dissaproving of people, he just came out of job and will probably be back in one asap.

so why not just answer his question instead of jumping on ya soap boxes and bitching like a group of school girls...

here is a link for ya to check matey, friend of mine used it the other day and recomended;

http://www.online-secured-loans.co.u...nemployed.html

It ain't bitching, it's common fucking sense. I don't care if he's just left a job or has never worked, the fact remains he shouldn't be taking out credit if he is unemployed.

The reason the financial world is in it's present state is because of irresponsible bankers lending to even more irresponsible borrowers.

Rather than be nice to every cunt, let's try giving sensible advice instead and see if we can't all fucking benefit as a result.

[{{909}}]

have to agree with CJ here, unless owning a car is absolutley essential to getting a job, getting a loan on the promise of a job which may never happen is a bad idea. with all the economic doom and gloom we hear every day, now isnt the time to take risks.

Im due to start another new job next week and to be honest a car would make the whole thing more barable but i cant afford it, I'll spend an extra half an hour on the bus in a morning reading the metro

the fact its a college bus full of fanny has nothing to do with it.

[DejaVu]

It's a common misconception that the Social Fund is purely for the unemployed.

The Social Fund CAN be applied for by people with Low Incomes in need of cash in unexpected circumstances, interest free.

http://www.adviceguide.org.uk/index/...ocial_fund.htm

But usually the circumstances could be for Funeral expenses, furnishings for a new flat, the costs of a new born baby or even medical/dentistry treatment!

You CAN apply for it, no matter your circumstances, whether your awarded it is another matter, for a new car it's seen as a luxury, so I doubt they'll entertain it (Unless, some have argued, that you are in cahoots with immigration!!!)

[the_camel]

...........
the fact its a college bus full of fanny has nothing to do with it.

Made me laugh

Peace