Prepaid credit card?

Thread: Prepaid credit card?

  1. Rick Sanchez's Avatar

    Rick Sanchez said:

    Default Prepaid credit card?

    Hi Guys,

    Is there any advantage to using a prepaid credit card online?
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  2. wakadoo's Avatar

    wakadoo said:

    Default Re: Prepaid credit card?

    I do use one just to help protect me a little.

    don't get me wrong I use my bank card as well for trusted sites when at home, even that is linked to an empty account
    I transfer money into.

    I use the prepay for stuff linked to my phone/tablet/lappy in case I lose them or they are stolen.

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    Last edited by wakadoo; 9th February 2015 at 04:58 PM.
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  3. akimba's Avatar

    akimba said:

    Default Re: Prepaid credit card?

    Yeah same as wakadoo, I whack some money on it if using on a site that I don't use regularly or some thing as if they empty the account the most they will get is say 50 rather than reaming me bank account.

    These are mainly for people who cant get a debit card tho nothing more.

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  4. B B Leo's Avatar

    B B Leo said:

    Default Re: Prepaid credit card?

    u know there is a charge for loading or withdrawls
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  5. blacksheep's Avatar

    blacksheep said:

    Default Re: Prepaid credit card?

    Use it for dodgy purchases sent to an anonymous po box
     
  6. zwiebelfisch's Avatar

    zwiebelfisch said:

    Default Re: Prepaid credit card?

    Hi hilljd00,

    if you are thinking about security and limiting your loss in case of credit card abuse, a prepaid credit card may help. However, there are many banks which offer "secure credit card numbers". That is, if you apply for a "standard" revolving credit card, you can usually (but that depends on the issuing bank!) log on online, generate a "virtual" credit card number and use that online. The advantage is, that this virtual number can only be used once, so the fraud limit is virtually zero. In addition, you have a set credit card limit that you may use at your discretion if needed. This is not the case with a prepaid card.

    So to make it short: I would go for a regular card. If you are not sure which card to get (MC/VISA/AX/DC...) let me know. I am not that familiar with UK Banks, even though I am a Barclays customer (for credit cards). Just ask and I am glad to help :-)

    Cheers

    Robert
     
  7. blacksheep's Avatar

    blacksheep said:

    Default Re: Prepaid credit card?

    Not seen that before - which credit card co is offering you that - looks v interesting